DSCR calculator
Find out in seconds whether an Oklahoma rental's rent covers its full monthly payment. Nothing is saved or sent anywhere; the math happens right in your browser.
How to use the numbers
Rent: use what similar homes nearby actually rent for, or the amount on a signed lease. A lender will usually confirm market rent through the appraisal, so optimistic guesses tend to get trimmed.
Taxes and insurance: get the current tax bill from the county, and an actual landlord (dwelling-fire) insurance quote — in Oklahoma, ask for the wind/hail deductible in writing. These often surprise first-time investors.
Rate: we leave the rate blank on purpose. Use the rate from a real quote. Pricing changes constantly and depends on your credit, down payment, property and loan structure, so any number we prefilled would just be a guess.
What it leaves out: repairs, vacancy, property management and capital items like a new roof. DSCR tells you if the rent covers the loan payment, not whether the property is a great investment. Keep a separate budget for those costs.
Want the long version with a worked example? Read How to calculate DSCR, step by step.
Like what the numbers say?
Send us the scenario and we will shop wholesale lenders for business-purpose DSCR programs that fit it.